Legal basics
Affordable ways to make a will
A basic will doesn't have to cost much.
Current as of October 2026. Laws and figures can change — see full disclaimer.
If your situation is straightforward, you have several low-cost options. The key is that the will is signed and witnessed the way your state requires.
| Option | Typical cost | Good for |
|---|---|---|
| Online will service | Usually $0–$200 | Simple situations; guides you through state rules |
| Your state's fill-in form (a few states offer one) | Free | Very simple estates |
| Legal plan through work | Often included | Many benefits packages cover a will at no cost |
| Legal aid or a law school clinic | Free or low cost | People with limited income |
| Estate lawyer, flat fee | $300–$1,500 or more | Kids, a house, a business, or anything complicated |
Making it valid
Most states require you to sign in front of two or more witnesses, usually people who don't inherit anything. A few states allow other options, such as notarization. Many also let you add a notarized form (often called a self-proving affidavit) that makes probate easier later. Some states accept a fully handwritten will, but many don't, so don't count on it.
When to pay for a lawyer
People often use one if they have a blended family, a child with special needs, a business, property in more than one state, or someone likely to challenge the will.
Once it's signed, write down where the original is kept. A will your family can't find doesn't help anyone.