After a loss

Pausing and forwarding mail

Mail is a map of every account. It also attracts identity thieves.

After a death, mail keeps arriving: bills, statements, renewals and junk. That mail is useful, because it shows which accounts exist. Left in an unattended mailbox, it can also be stolen and used for identity theft.

Forwarding mail

The US Postal Service lets the executor or estate administrator forward a deceased person's mail. This is usually done in person at the local post office, with proof of authority such as letters testamentary from the probate court. Rules and documents can vary, so checking with the local post office first is common.

Holding mail for a short time

For a short gap, such as the week of the funeral, a family member at the same address can request a USPS Hold Mail service online or at the post office.

Reducing junk mail

The Association of National Advertisers runs a Deceased Do Not Contact list through DMAchoice.org. Registering a name there can reduce marketing mail over time, though it doesn't stop bills or statements.

What families often do with the mail

• Keeping every bill and statement in one folder
• Making a list of each company that writes, for closing accounts later
• Opening anything from a bank, insurer or government agency promptly